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Changes to the SBA CARES Program

Essentially, for new loans approved after February 1, 2021, the SBA will make 3 months of payments rather than 6 months.   They are still extending the payments for Hospitality industry  and specific SIC codes for an additional 5 months.  See below:

  • New Loans Approved Beginning on February 1, 2021 and Ending on September 30, 2021:

For a new 7(a) loan, 504 loan, or Microloan approved during the period beginning on February 1, 2021 and ending on September 30, 2021, SBA will make the Section 1112 payments for a 3- month period instead of a 6-month period, subject to the availability of funds.

  • No Second Round 1112 Payments for Loans Approved Between March 27, 2020 and September 27, 2020.

A loan that was approved during the period beginning on March 27, 2020 and ending on September 27, 2020 is eligible for the first round of Section 1112 payments either for a 6-month period if the loan was fully disbursed on or before September 27, 2020 or for a 3-month period if the loan was fully disbursed after September 27, 2020. Under the Adjustment Plan, no other Section 1112 payments will be made for these loans.

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