Long-established South Florida Pawn loans, jewelry and retail business operating from a highly visible major thoroughfare in Broward County. The Company has multiple diverse revenue streams, including short-term collateralized pawn lending, fine jewelry and watch sales, gold / silver / precious-metal purchasing, scrap / refinery disposition, general merchandise resale, repairs, layaway and trade-in activity.

The operation benefits from decades of customer familiarity, a primary store manager with 35+ years of tenure, a diversified merchandise mix and a countercyclical business model in which customers may purchase jewelry and valuable merchandise during stronger consumer periods and later return to pawn or sell assets when liquidity is needed.

Investment Highlights:

  • Corporate history dating to 1982 and management-reported first time offered for sale.

  • Difficult-to-replicate regulated pawn platform with established local operating history and customer relationships.

  • Approximately $910K of current inventory at cost and approximately $180K of outstanding pawn principal, management reported.

  • Primary store manager with more than 35 years of tenure provides significant institutional knowledge and operating continuity.

  • Diversified economics across pawn service charges, jewelry / watch sales, precious-metal buying, scrap disposition, repairs and general resale.

  • 2025 management operating records show approximately $1.214M of combined store sales, sold scrap and pawn interest / fee activity.

  • Sold scrap increased from approximately $292K in 2023 to approximately $499K in 2025, a roughly 71% increase.

  • High-frequency retail adjacency and major roadway visibility support neighborhood and drive-by customer traffic.

  • Limited current online merchandising / digital marketing creates identifiable upside through e-commerce, marketplaces, CRM and local search.

  • Potential expansion into higher-value luxury collateral, watch / jewelry pawn, improved inventory analytics and institutional pawn-book management.

Management's profitability must be confirmed as the company is being sold for it's assets, including approximately $910K of current inventory at cost, approximately $180K of outstanding pawn principal, pawn and business licenses.

Detailed financial reconciliation materials will be provided to qualified buyers under NDA. Per seller, the company maintains a

2025 Management records reflect approximately:

  • $526K of 2025 store retails sales 

  • $601K of pawn originations

  • approximately $188K of pawn interest / fees

  • approximately $499K of sold scrap

**Note: 

Adjusted owner benefit / SDE is based on management-maintained physical inventory and purchase records. Tax-return inventory and purchase classifications differ materially from management operating records. The inventory / COGS adjustment is management-reported and subject to detailed inventory reconciliation, buyer verification and confirmatory due diligence. Management represents annual economic benefit approximately $400,000-$600,000; this is not tax-return net income, audited EBITDA or reviewed financial information.

***NOT SBA QUALIFIED***